Student Travel Benefits
Today students travel for various reasons and to different destinations overseas. Travelling is undertaken for study, work or adventure. Travelling provides you with a novel perspective on life by providing a first-hand experience of different cultures. If you insure student travel, you can fulfill your travel ambitions without any hassles.
Before you plan a trip, plan your student trip carefully. You will need a passport, an international driving license, a tourist visa in some cases and other documents. You have to insure your student travel to avoid mishaps abroad.
After you arrange for your passport and tickets, you also need student insurance to protect you from unforeseen calamities. When you insure student travel plans, you access to a wide variety of insurance policies. You can choose one that suits your budget and study requirements. Insuring a policy from India makes sure that you save money as the costs are almost one third as compared to the ones available in abroad. You are required to buy your insurance before you leave on the journey. Taking a policy to insure student travel does not include hassles of a medical check-up.
Make sure that the travel insurance policy extends for the period of your stay in the country where you choose to study. Some policies provide cover for two years in a row, along with auto renewal for the second year. This helps in cases where you might forget to renew your insurance. If you are going to take part in extreme sports, make sure your insurance policy provides you cover for the same.
When you insure student trip, you get cover for the following risks:
- Medical expenses
- Personal accident
- Accidental death
- Personal liability
- Loss of baggage
- Trip cancellation
- Cancer screening
- Cashless hospitalization
- Cancer screening
Various insurance companies also provide value added cover that can be beneficial in times of emergency. It may be possible that your medical condition requires you to discontinue your studies abroad. If you do not have insurance, your fees will not be reimbursed. Therefore, it is of utmost importance that you insure student travel.
Also, look for policies that provide extensions in terms of a few extra months in case you need to stay back due to an urgent requirement. Most policies allow you to pay through EMI using your credit card if you choose to not to pay in lump sum amount.